Private health insurance is an insurance policy which covers the cost of private healthcare. It works in a similar way to any other insurance – you pay monthly or annual premiums, and your provider pays out for some or all of the cost of the private medical treatment you receive.
You can take out a single policy for yourself, or a joint policy to cover you and your partner. If you have children, you can opt for a family policy.
This can make things easier as you’ll only have one provider, one policy, and one point of contact to deal with.
- Much Shorter Waiting Times
The NHS is under severe pressure currently, and waiting times are generally longer than ever. Private healthcare allows you to bypass these queues and get much quicker access to the treatment, medication or operation that you require.
You will have a wider choice of treatment options, including more expensive treatments not widely available in the NHS.
You’ll be a lot more comfortable, with private rooms and a good selection of meals.